Payroll

Salary Breakup Calculator

Break an annual CTC into monthly components and deductions, so an offer letter says what it means.

Free · no account · calculates in your browser

Your numbers

Monthly in-hand (before income tax)

₹47,400

Monthly gross
₹50,000
Monthly basic
₹20,000
Monthly PF deduction
₹2,400

How this is calculated

Monthly gross = CTC ÷ 12. Basic = Gross × Basic%. PF = Basic × PF%. In-hand = Gross − PF − Professional tax.

Income tax is NOT included — it depends on the regime chosen, declared investments and the individual. Employer PF, gratuity and ESI treatment also vary by how a company structures CTC, so treat this as a breakup, not a payslip.

What people use this for

  • Explain an offer
  • Budget a hire
  • Check a payslip structure
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